The term Medicaid often evokes stares of bewilderment from many and is easily confused with other medical assistance services with similar names. Simply put, Medicaid is a program that pays for medical assistance for certain individuals and families with low incomes and resources.|
Medicaid has been in place for four decades, having been established by the U.S.
The guidelines regarding eligibility for Medicaid vary from state to state, so those seeking assistance should research the parameters for the state in which they currently reside. Requirements for eligibility usually take into consideration your age, whether you are pregnant, disabled, blind, or aged; your income and resources (like bank accounts, real estate owned, or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully-admitted immigrant. Qualified caseworkers will evaluate your situation.
In general, if you fall into certain specific categories and your income is law, you may apply. Pregnant women, both married and single, are eligible for Medicaid and those who are on Medicaid when the baby is born will possess coverage for the child as well.
If you’re a teenager living on your own, you may apply for Medicaid or an adult may apply for you. Parents of children who are sick enough to require nursing home care may be eligible for this assistance as well, allowing those individuals to secure quality at-home care for the child. Families leaving the welfare system may also apply, so as to receive health coverage for their dependent children.
Terminally ill patients may apply in order to receive hospice services. If you’re over 65, blind, or disabled and need nursing home care, you may qualify to receive assistance in order to receive quality care that allows you to remain at home.
Several other situations result in Medicaid eligibility. Consult your local government office or your healthcare provider to determine your ability to apply and receive this assistance.