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How Do I pay for a Drug Rehab
Drug rehab: Overview
Drug abuse is one of the major concerns in the United States and other countries. Drug rehab programs are crucial for drug abuse victims, to educate them about the facts about chemical dependency and help them make important changes in their lives to lead a drug free lifestyle. Drug rehab typically involves counseling and behavioral therapy coupled with group therapy, lectures and group discussions, to help victims cope with their addiction. Success rate of drug rehab programs are pretty high and most drug rehab patients are able to attain and maintain prolonged abstinence from drugs.
Paying for your drug rehab program
Most drug abuse victims often come to the rehab center only when their addiction ruins everything good they ever had in their lives. This includes broken relationships and jobs. Without any money in the pocket and with practically nil support from your friends and family, it can be extremely difficult to pay for your drug rehab program. However, there are rehab centers that offer faith based treatment to all those individuals who lack the means to pay for their treatment but, have the will to overcome their addiction and lead a normal life. This kind of treatment can be charged on the basis of your income or is offered absolutely free if you are unable to pay. Since addiction not only ruins the victim but also affects the society at large, it is crucial to offer these kinds of treatments to individuals to help them overcome their addictive habits.
Many insurance companies offer considerable coverage for drug rehab programs and treatments to help individuals get rid of their addiction. In addition, the federal medical leave act allows individuals to take time off from work and enroll for a drug rehab program. However, employers are generally not required to pay during this period. Your decision to go to drug rehab will be your first major step on your path to recovery. Besides, this decision will also help you win the trust of your family and friends. You would be surprised to see the kind of support they can give you both financially and emotionally, to help you overcome this deadly addiction. Once a patient decides to go to a drug rehab, usually family members personally go and register them for a suitable program to ensure that the money is being used for the right cause.
Health Insurance for paying for your rehab program
A large number of insurance companies these days cover all or part of the costs pertaining to your drug abuse treatment. While choosing a health insurance company, it is crucial to understand the "covered services". Having health insurance coverage can be a great financial relief when paying for your costly substance abuse treatments and drug rehab programs. Various forms of health insurance coverage include private health insurance, Medicaid/CHIP, military health care and Medicare that assist substance abuse victims to take care of their treatments.
Graph indicating the types of health insurance coverage used in the year 2004-2005 by individuals aged 18 years and above.
Non Profit drug rehab centers
The drug rehab center need not be expensive and what matters most is the kind of medical and psychological help they provide to victims to deal with their addiction. If you invest some time in good research, you are sure to find a rehab center that best suits your needs, without leaving a hole in your pocket. Good and reliable non-profit rehab centers will be the best choice if you do not have the funds to take care of costly treatment plans. Since government and religious organizations usually sponsor these centers, they are not in the moneymaking business. At such centers, helping victims combat their addiction with compassion is the main objective.
State’s contribution for substance abuse treatments
As per the California Drug and Alcohol Treatment Assessment (CALDATA), every $1 invested in substance abuse treatment promises a return of $7 in cost savings pertaining to crime control, lower health costs and loss of productivity. Since many insurers do not offer coverage for these kinds of treatments, there is a large gap between the number of people who receive treatment and the number of people who want treatment. To bridge this gap, state and local governments are forced to provide financial assistance for such treatments,
The federal government makes a major contribution to treatment costs through Medicaid, the Substance Abuse Prevention and Treatment Block Grant. The state government makes a significant contribution for this cause through various plans such as Temporary Assistance for Needy Families (TANF) and the State Children's Health Insurance Plan (SCHIP).
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